{"id":27,"date":"2026-09-21T12:00:00","date_gmt":"2026-09-21T12:00:00","guid":{"rendered":"https:\/\/www.annetteshelton.com\/blog\/2026\/09\/21\/us-mortgage-applications-stall\/"},"modified":"2026-09-21T12:00:00","modified_gmt":"2026-09-21T12:00:00","slug":"us-mortgage-applications-stall","status":"publish","type":"post","link":"https:\/\/www.annetteshelton.com\/blog\/2026\/09\/21\/us-mortgage-applications-stall\/","title":{"rendered":"US Mortgage Applications Stall"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/annette-shelton\/mortgage-applications-squeeze-remotion-videos-6fb5\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Mortgage application activity has been holding steady, as many buyers and refinancers are pausing to reassess their options in light of current borrowing costs. Recently, purchase applications dipped by 2% seasonally adjusted, and 3% unadjusted, while refinancing showed a modest 2% increase\u2014making up about 42% of all mortgage activity. Larger-balance borrowers are still hesitating, and affordability concerns are leading some buyers to wait before making a move. On a brighter note, VA applications reached a share of 12.6%. With the 30-year conforming rate hovering around 7% and no rate cuts expected through 2026, patience is important for anyone navigating these decisions. As someone who guides clients through Chicagoland\u2019s dynamic market, I know how crucial it is to stay informed and consider every opportunity carefully.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Mortgage application activity has been holding steady, as many buyers and refinancers are pausing to reassess their options in light of current borrowing costs. Recently, purchase applications dipped by 2% seasonally adjusted, and 3% unadjusted, while refinancing showed a modest 2% increase\u2014making up about 42% of all mortgage activity. Larger-balance borrowers are still hesitating, and [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":28,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-27","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.annetteshelton.com\/blog\/wp-json\/wp\/v2\/posts\/27","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.annetteshelton.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.annetteshelton.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.annetteshelton.com\/blog\/wp-json\/wp\/v2\/comments?post=27"}],"version-history":[{"count":0,"href":"https:\/\/www.annetteshelton.com\/blog\/wp-json\/wp\/v2\/posts\/27\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.annetteshelton.com\/blog\/wp-json\/wp\/v2\/media\/28"}],"wp:attachment":[{"href":"https:\/\/www.annetteshelton.com\/blog\/wp-json\/wp\/v2\/media?parent=27"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.annetteshelton.com\/blog\/wp-json\/wp\/v2\/categories?post=27"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.annetteshelton.com\/blog\/wp-json\/wp\/v2\/tags?post=27"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}